Tax Planning & Advisory Services
Minimise tax. Maximise compliance. Plan smart with expert tax strategy.
Tax planning isn’t about evading taxes—it’s about making informed financial decisions to optimise your tax outgo legally and efficiently. At NMRG & Co, we offer tailored tax planning solutions to individuals, professionals, business owners, and corporates under the framework of the Income Tax Act, 1961.
Whether you’re a salaried individual, a startup founder, or a high-net-worth professional, our team helps you structure your income, investments, and transactions to achieve maximum tax efficiency while ensuring 100% compliance.
Why Strategic Tax Planning Matters
- Reduces overall tax liability legally
- Ensures timely investments under the right sections
- Avoids last-minute filing errors or missed deductions
- Improves post-tax income and liquidity
- Aligns tax savings with financial goals
What We Offer Under Tax Planning
1. Personal Tax Planning
- Salary structuring to claim HRA, LTA, Standard Deduction, 80C, 80D, etc.
- Choosing between Old Regime vs New Regime (Section 115BAC)
- Capital gains planning from shares, mutual funds, and real estate
- Advance tax computation and cash flow-based investment planning
- Estate planning and tax implication analysis for gifts or inheritance
2. Business Tax Planning
- Expense planning to optimise taxable profits
- Depreciation structuring under Section 32
- Tax treatment of director remuneration, partner salaries, and bonuses
- Profit distribution and dividend planning for companies
3. Startup & MSME Tax Strategy
- Structuring remuneration and ESOPs for founders/employees
- Angel Tax compliance and DPIIT recognition benefits
- Section 80-IAC and tax holiday claim for eligible startups
- Tax-efficient funding models and investor deal structures
4. Capital Gains & Investment Planning
- Exemption claims under Sections 54, 54EC, 54F for property transactions
- LTCG optimisation from equity and debt investments
- Setting off losses and carry-forward strategy (Section 70 to 74)
- Portfolio review with post-tax return considerations
5. HUF & Family Tax Planning
- Use of Hindu Undivided Family (HUF) to split income legally
- Creation and operation of HUF bank account and PAN
- Income diversification and investment planning for family members
- Gifting strategies to reduce clubbing of income
6. NRI Tax Planning
- Optimising income earned in India under DTAA
- Managing tax on property, rent, capital gains, and NRO/NRE income
- Structuring repatriation with Form 15CA/15CB
- Residential status analysis and planning before moving abroad